I got a $163 cheque in the mail from the insurance company. It seems I over paid on something the hospital billed me for, but I'm not sure what. I never paid the hospital. Just $20 for the lab work and $300 for the dr. But no matter, it'll go toward the car. I figure, depending on what the final cost is and how much of a loan I get, I can probably put at least $5,000 down on a car. Of course the smaller the loan the larger my down payment will be that way I won't be stuck in a 5 yr loan paying interest.