I called around to a few banks looking for a lower interest rate on my car loan. I called my bank and they said they could drop it to 6.5%, down from 7%. How white of you, thank you. Here, slap the other cheek just so I can have a matched pair. Found a bank that offered me 5.75% which is the best I was able to find. So the next day I hot-footed it over there and got it all taken care of.
My payments had been $300 a month but with the new loan I stetched the term to 36 month and now have a $215/mo loan. This way I can put an extra $80 on the priciple every month since I'm already budgeted for that amount, and when things get tight, (like that have been this month) I don't have to worry about defaulting.
I was rambling on about this to Scott over the phone last week. He said he was very happy that I knew about budgets and money. His ex didn't. She had 5 or 6 jobs a year and spent a lot of money. It wasn't until after they were divorced that she called to thank him about being so anal about staying on a budget so she could spend and still come home to a warm house and dinner.
Then today I checked my balance and my online credit card payment went through a day before I expected it to, and it showed me as being $13 in the red. ACK!
So I called the bank to find out how much the overdraft charge would be. She said I'm not technially overdrawn right now, if I can make a deposit by closing time, then I will stay in the black. So I moved over $40 so I could cover the credit card payment and get groceries. And sometime between midnight tonight and Friday my paycheck will be deposited. YES!!!!!!!
And for the first time in many months I'll have a nice cushion and not worry about asking mom for more money.
Wednesday, February 11, 2004
Tuesday, February 03, 2004
yeah, so?
I missed the whole Janet's boob brew-ha-ha. I did see her singing, but when that Justin whoever came out, I told Scott he could channel surf and he did for a few minutes until the second half started. Which was delayed by a streaker. I figured the streaker would be the talk come Monday. Wrong.
I don't know what the big deal was. I figured it was planned, who wears star shapped pasties (some have said it was some sort of pierced nipple jewlery) if they don't expect to have their top ripped off.
The primaries are today in Oklahoma and 6 other states. The Gazette, an alternative newspaper here, had a little table of each candidate and their views on the big issues. There's one twit who's running that claims the attacks on NYC and the Pentagon were a failed coup d'etat by someone(s) in the US military. He also wants some former Iraqi deputy prime minister freed.
Other than that, things are going quite well for me. For some reason my house was tres stinky when I came home from work. I could smell it in the breezeway outside my door. My first thought was that I forgot to take out the trash. But the only thing in my trash was junk mail and a little bit of peach cobbler. The stink smelled like steamed caulflower. I hate caulflower, steamed or otherwise. I did two loads of dishes last night, so the sink was empty, there was nothing stuffed down the garbage disposal and never disposed of. So I sprayed air freshner and lit a candle. I can still smell the stink.
I don't know what the big deal was. I figured it was planned, who wears star shapped pasties (some have said it was some sort of pierced nipple jewlery) if they don't expect to have their top ripped off.
The primaries are today in Oklahoma and 6 other states. The Gazette, an alternative newspaper here, had a little table of each candidate and their views on the big issues. There's one twit who's running that claims the attacks on NYC and the Pentagon were a failed coup d'etat by someone(s) in the US military. He also wants some former Iraqi deputy prime minister freed.
Other than that, things are going quite well for me. For some reason my house was tres stinky when I came home from work. I could smell it in the breezeway outside my door. My first thought was that I forgot to take out the trash. But the only thing in my trash was junk mail and a little bit of peach cobbler. The stink smelled like steamed caulflower. I hate caulflower, steamed or otherwise. I did two loads of dishes last night, so the sink was empty, there was nothing stuffed down the garbage disposal and never disposed of. So I sprayed air freshner and lit a candle. I can still smell the stink.
Tuesday, January 27, 2004
Does this happen to any other women?
There have been several times when I'm out road tripping with a guy and we stop at a gas station for a quick pee break, fill up and snacks. Several times the bathroom is just a one seater for both the men's and women's restroom. Several times said restrooms are side by side and share a wall. Several times while I'm in there the guy will knock on that shared wall. What is it about a shared bathroom wall that compels a man to bang on it? I've never felt that urge. In fact, I try like hell to touch as little as I can in public restrooms.
Wednesday, January 21, 2004
Quilt Goddess
Last night was the first meeting of the new quilt guild in town. I joined and am now one of at least 145 charter members. Some one brought up a good point. What kind of advantage is there in being a charter member? I jotted down a suggestion, could charter members get 10% off at the local quilt store (since the owner has helped get this guild going). I also jotted down my ideas for the 'name the newsletter' contest. There was also some sort of game they played. But the 'hostess' wasn't speaking loud enough into the mic, so those of us in the back couldn't hear, lost interest and chatted instead. The woman who was hosting this game looked like Gary Shandling in drag. I kid you not.
Been feeling creative lately. And since I've cleaned up around here and can see the tops of the tables and counters the urge to create has become stronger. The problem is that I don't know were to start. Sue is going to let me borrow her "Artist's Way" book. Maybe I can get a little bit of organization or at least some structure to get started.
Mom and Dad came up last weekend. I gave Dad a gift card to the new BassPro that opened here. There was also a quilt show at the Cox Center just a half mile away. Scott came up and dropped me and mom at the quilt show then took dad to Basspro. Scott said he bought about $50 of those gummy worm lures and a few other things.
I told mom before the quilt show to make sure I don't spend any money. I've got $600 on my credit card and $40 in the bank. Well, I was doing pretty good then I spotted some batiks. I looked around for mom. Nowhere to be seen. I had 5 fat quarters in hand when I felt someone stareing at me. I looked over my shoulder and there was mom glaring at me. "it's your fault!" I said. "you left me unattended" "Do you need those?" she asked. "Like I need water and oxygen, mom, I need these."
Tuesday was a good mail day for me. I received an herbal book I bought used from an Amazon.com vendor. Also recieved a cd I bought on ebay. Trailer Park Troubadours live album, Living in Aluminum is Smothers Brothers meets Toby Keith meets trailer park culture. "Mud Wrasslin' at Pinky's" and "My Baby Whistles When She Walks" are the two reasons I bought it. And the reason I signed up for an ebay account. Won the bid at $1.25 and $3 shipping/handling.
I bought a tiny Playboy Bunny nose stud. It was a toss up between that one and just a plain loop.
Been feeling creative lately. And since I've cleaned up around here and can see the tops of the tables and counters the urge to create has become stronger. The problem is that I don't know were to start. Sue is going to let me borrow her "Artist's Way" book. Maybe I can get a little bit of organization or at least some structure to get started.
Mom and Dad came up last weekend. I gave Dad a gift card to the new BassPro that opened here. There was also a quilt show at the Cox Center just a half mile away. Scott came up and dropped me and mom at the quilt show then took dad to Basspro. Scott said he bought about $50 of those gummy worm lures and a few other things.
I told mom before the quilt show to make sure I don't spend any money. I've got $600 on my credit card and $40 in the bank. Well, I was doing pretty good then I spotted some batiks. I looked around for mom. Nowhere to be seen. I had 5 fat quarters in hand when I felt someone stareing at me. I looked over my shoulder and there was mom glaring at me. "it's your fault!" I said. "you left me unattended" "Do you need those?" she asked. "Like I need water and oxygen, mom, I need these."
Tuesday was a good mail day for me. I received an herbal book I bought used from an Amazon.com vendor. Also recieved a cd I bought on ebay. Trailer Park Troubadours live album, Living in Aluminum is Smothers Brothers meets Toby Keith meets trailer park culture. "Mud Wrasslin' at Pinky's" and "My Baby Whistles When She Walks" are the two reasons I bought it. And the reason I signed up for an ebay account. Won the bid at $1.25 and $3 shipping/handling.
I bought a tiny Playboy Bunny nose stud. It was a toss up between that one and just a plain loop.
Monday, January 12, 2004
Clean!
Yes, the rumors are true. I cleaned. Not just straighted, not just put a few things away and took out the trash. I cleaned.
Scott came over and we took my car to get serviced and on the way home stopped and got 3 of those big storage bins that slide under the bed. (The only place I have room for storage). He watched tv for a bit and read a Calvin and Hobbs book while I got to work. He read me some of the funnier ones as I was on my hands and knees fishing out junk from behind the couch and from under the kitchen table. He allowed me breaks, but if I dwaddled or started channel surfing he'd take the remote out of my hands and say 'don't you have a house to clean?'
We went to lunch when I started getting a hunger induced headache. After lunch I was feeling a bit worse and took some excedrine and a 20 min nap. Then I started on the corner by the kitchen table. The worse part of the whole place. It went quicker than I expected and wasn't too bad. Basically it was several bags of quilt fabric and a few craft projects. Had to go out and get another storage bin. By the time I was done, I filled 4 bins with either books or fabric, took out 5 grocery bags of trash and donated a set of sheets, comforter and 4 more grocery bags of clothes to a second-hand store.
My carpet is beige and in desperate need of a vaccuuming. I couldn't stop giggling as I looked around at my clean abode.
On the coffeetable and kitchen table I have a small pile of stuff that I need to do something with. Stuff that needs a bit more thought than the split second 'keep or toss' that I had made many many times already.
Between my headache and cleaning I was too tired to get my sex reward for cleaning. Scott had been working nights and was also tired so we just went to bed and *gasp* slept.
Scott came over and we took my car to get serviced and on the way home stopped and got 3 of those big storage bins that slide under the bed. (The only place I have room for storage). He watched tv for a bit and read a Calvin and Hobbs book while I got to work. He read me some of the funnier ones as I was on my hands and knees fishing out junk from behind the couch and from under the kitchen table. He allowed me breaks, but if I dwaddled or started channel surfing he'd take the remote out of my hands and say 'don't you have a house to clean?'
We went to lunch when I started getting a hunger induced headache. After lunch I was feeling a bit worse and took some excedrine and a 20 min nap. Then I started on the corner by the kitchen table. The worse part of the whole place. It went quicker than I expected and wasn't too bad. Basically it was several bags of quilt fabric and a few craft projects. Had to go out and get another storage bin. By the time I was done, I filled 4 bins with either books or fabric, took out 5 grocery bags of trash and donated a set of sheets, comforter and 4 more grocery bags of clothes to a second-hand store.
My carpet is beige and in desperate need of a vaccuuming. I couldn't stop giggling as I looked around at my clean abode.
On the coffeetable and kitchen table I have a small pile of stuff that I need to do something with. Stuff that needs a bit more thought than the split second 'keep or toss' that I had made many many times already.
Between my headache and cleaning I was too tired to get my sex reward for cleaning. Scott had been working nights and was also tired so we just went to bed and *gasp* slept.
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